Stop Fighting About Money. Start Building Wealth Together.
Money is the #1 cause of divorce—but it doesn't have to be. The Couples Financial Harmony Workbook gives you and your partner a proven framework to transform your biggest source of conflict into your greatest partnership strength.
What's Inside This 40-Page Workbook:
Part 1: Your Money Stories (Pages 4-9) Explore the childhood experiences and family messages that shaped your relationship with money. Uncover hidden beliefs, identify your money personality type, and understand why you and your partner see finances so differently.
Part 2: Financial Values Alignment (Pages 10-15) Discover what money truly means to each of you—security, freedom, status, or something else entirely. Complete guided exercises to rank your financial priorities and create a shared philosophy you both can commit to.
Part 3: Spending Styles & Habits (Pages 16-21) Are you a spender or a saver? Use our visual assessment tools to understand your spending triggers, identify patterns, and create agreements that honor both partners' needs without judgment.
Part 4: Organizing Your Money (Pages 22-27) Compare joint, separate, and hybrid account systems with honest pros and cons. Map out your ideal structure, create a bill management system, and build financial transparency with guided inventory worksheets.
Part 5: Goals & Dreams (Pages 28-33) Align your short-term goals (1-3 years) and long-term dreams (5-20+ years) into a unified vision. From emergency funds to retirement planning to legacy giving—build a roadmap you're both excited about.
Part 6: Money Conversations & Planning (Pages 34-39) Get word-for-word conversation scripts for the 8 most difficult money talks couples face. Plus: a monthly "Money Date" guide, comprehensive budget worksheet, and a formal Financial Partnership Agreement with signature pages.
Bonus: Certificate of Financial Partnership (Page 40) Celebrate your commitment with a beautiful completion certificate to mark this milestone in your relationship.
This Workbook Includes:
✓ Individual reflection spaces for both partners
✓ Side-by-side comparison exercises
✓ Visual assessment tools (scales, meters, checklists)
✓ Fill-in-the-blank prompts and guided questions
✓ Signature pages for formal agreements
✓ Conversation scripts for difficult topics
✓ Budget and bill tracking worksheets
✓ Evidence-based, therapist-designed content
Perfect For:
Engaged couples preparing for marriage
Newlyweds establishing financial foundations
Long-term partners ready to get on the same page
Couples in therapy working on money issues
Anyone who wants to stop fighting and start planning
Format: 40-page printable PDF, US Letter size (8.5" x 11")
Stop Fighting About Money. Start Building Wealth Together.
Money is the #1 cause of divorce—but it doesn't have to be. The Couples Financial Harmony Workbook gives you and your partner a proven framework to transform your biggest source of conflict into your greatest partnership strength.
What's Inside This 40-Page Workbook:
Part 1: Your Money Stories (Pages 4-9) Explore the childhood experiences and family messages that shaped your relationship with money. Uncover hidden beliefs, identify your money personality type, and understand why you and your partner see finances so differently.
Part 2: Financial Values Alignment (Pages 10-15) Discover what money truly means to each of you—security, freedom, status, or something else entirely. Complete guided exercises to rank your financial priorities and create a shared philosophy you both can commit to.
Part 3: Spending Styles & Habits (Pages 16-21) Are you a spender or a saver? Use our visual assessment tools to understand your spending triggers, identify patterns, and create agreements that honor both partners' needs without judgment.
Part 4: Organizing Your Money (Pages 22-27) Compare joint, separate, and hybrid account systems with honest pros and cons. Map out your ideal structure, create a bill management system, and build financial transparency with guided inventory worksheets.
Part 5: Goals & Dreams (Pages 28-33) Align your short-term goals (1-3 years) and long-term dreams (5-20+ years) into a unified vision. From emergency funds to retirement planning to legacy giving—build a roadmap you're both excited about.
Part 6: Money Conversations & Planning (Pages 34-39) Get word-for-word conversation scripts for the 8 most difficult money talks couples face. Plus: a monthly "Money Date" guide, comprehensive budget worksheet, and a formal Financial Partnership Agreement with signature pages.
Bonus: Certificate of Financial Partnership (Page 40) Celebrate your commitment with a beautiful completion certificate to mark this milestone in your relationship.
This Workbook Includes:
✓ Individual reflection spaces for both partners
✓ Side-by-side comparison exercises
✓ Visual assessment tools (scales, meters, checklists)
✓ Fill-in-the-blank prompts and guided questions
✓ Signature pages for formal agreements
✓ Conversation scripts for difficult topics
✓ Budget and bill tracking worksheets
✓ Evidence-based, therapist-designed content
Perfect For:
Engaged couples preparing for marriage
Newlyweds establishing financial foundations
Long-term partners ready to get on the same page
Couples in therapy working on money issues
Anyone who wants to stop fighting and start planning
Format: 40-page printable PDF, US Letter size (8.5" x 11")
